The flexible way to pay™

*O.A.C. Subject to terms of your Flexiti cardholder agreement. Minimum purchase may apply. Admin and/or annual fees may apply; varies by merchant. Promotional plans and available interest rates vary based on applicant's creditworthiness at time of application. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder's creditworthiness at time of application. Deferred payment - no interest, no payments. No payments are due on purchases made under this promotion until the promotion's expiry date. No interest is payable for the duration of the promotional term on the balance subject to the promotion. Interest does not accrue on the balance subject to the promotion for the duration of the promotional term. If the promotional balance is not paid in full by the promotional expiry date, immediately following the promotion expiry date, any outstanding balance which was subject to the promotion will then be treated as a regular credit purchase and the applicable deferral fee will be charged to your account. Equal monthly payments - no interest. No interest is payable for the duration of the promotional term on the balance subject to the promotion. The balance subject to the promotion is to be paid in equal monthly payments comprising principal and promotional interest, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. If any required payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Any balance at the end of the promotional period bears interest at the Account AIR. Current Account AIRs are 31.99% - 34.99%. Administrative fees may apply (not applicable for Quebec residents) depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promotional plan term length and are payable in full if the promotion is paid off early. Annual fee of $24.99 may apply ($39.99 for residents of Quebec). Deferred payment plans with “no payments” are not available for Quebec residents. Notifications on changes to promotions and terms will be provided as required by legislation. Financing arranged by Flexiti Financial Inc. B.C. License #83660. Flexiti, FlexitiCard, and the Flexiti design are trademarks of Flexiti Financial Inc.

**O.A.C. Subject to terms of the Flexiti cardholder agreement. Minimum purchase may apply depending on merchant. Purchase amount is to be paid in equal monthly payments of principal and interest at 29.99%, plus payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Any balance at the end of the promo period bears interest at the Account AIR. Account AIR is 34.99% or as advised upon account approval and on your monthly statement. Admin fee of $150 applies and will be financed with each purchase (excluding Quebec residents). Annual fee of $99.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. Promos and terms may be changed without notice.